Knowledge Base

What is a Debit Card?

What is a Debit Card?

A debit card is a card used to spend money in one's own bank account. Debit card is very easy to use. It is also very easy to get a debit card, that is, a debit card. Debit card can be used easily for all kinds of shopping. A debit card also reduces the need to carry cash. It has a very reliable payment system.

What Does a Debit Card Do?

Debit card is a debit card that we have heard a lot about recently. Many different transactions can be done easily with this card. At the same time, the Debit card minimizes the need to carry cash. The following transactions can be made with debit cards;

For purchases made with a debit card, people can only spend as much as the money in their bank account. In this way, debit card holders avoid overspending.

Debit cards are available in installments. Therefore, it is quite different from credit cards. But when shopping in installments with a credit card, people may not be able to stop themselves and spend more.

A debit card actually means carrying one's own money in a card. Thanks to the debit card, the person does not have to carry much cash with them. It also saves people from some disadvantages and negative aspects of carrying cash.

While carrying cash, there may be situations such as loss and theft. But even if there are such situations in the debit card, the card can be canceled at any time.

How to Shop with Debit Card?

Internet shopping with a debit card was one of the dreams of people who did not have a credit card. You can also shop online with debit cards. When shopping online, the "payment by debit card" option should be preferred among the payment options. Then, you can make your shopping by entering the 16-digit bank number in the field that appears, and the one-time password that will be sent to your phone within 180 seconds. Although this facility is not available on every site, it is possible to pay securely with a devit card from many websites today.